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Motorcycle riding offers a sense of freedom that many Texas residents enjoy. However, this freedom comes with inherent risks, especially on Houston’s congested roadways, where motorcycle accidents frequently lead to severe injuries.

Unfortunately, motorcycle accident claims often become contentious and result in disputes with insurance companies. Understanding why these disputes occur can better prepare riders and their families for the road ahead. Our Houston personal injury lawyer, Charles J. Argento & Associates, can help.

Biases and Misconceptions Against Motorcyclists

One of the most significant reasons motorcycle accident claims are disputed involves biases against motorcyclists. Insurance companies often exploit stereotypes of motorcyclists being reckless or irresponsible. This unfounded perception can influence adjusters to quickly blame riders, even when evidence indicates another driver’s negligence.

Our experienced Houston motorcycle injury attorney can counter these biases by presenting clear and compelling evidence, including eyewitness testimony, traffic camera footage, and accident reconstruction analysis to illustrate the true events leading to the accident.

Severity of Motorcycle Accident Injuries

Motorcycle accidents often lead to catastrophic injuries due to riders’ limited protection compared to vehicle occupants.

Common severe injuries include:

Traumatic brain injuries.
Spinal cord injuries.
Broken bones and fractures.
Road rash, severe lacerations, and burn injuries.

Due to these injuries’ significant financial impact, insurance companies are motivated to minimize payouts or deny claims outright, asserting the injuries were pre-existing, less severe than claimed, or even unrelated to the accident.

Challenges in Establishing Liability

Determining fault in motorcycle accidents can be complex. Insurance companies frequently exploit this complexity to dispute liability, claiming that the motorcyclist contributed significantly to the accident. Texas follows a modified comparative fault rule, meaning your compensation may be reduced proportionally if you are partially at fault. If insurers can establish that you were over 50% responsible, you might not receive compensation.

Our skilled Houston motorcycle accident attorney knows precisely how to challenge these arguments, using detailed evidence, expert testimonies, and strategic negotiation tactics to assign fault and secure fair compensation accurately.

Underestimating Medical Costs and Future Expenses

Insurance companies typically attempt to settle motorcycle accident claims quickly, offering seemingly attractive but insufficient settlements. These early offers rarely reflect the full scope of medical costs, long-term rehabilitation, lost wages, future earning capacity, and other damages victims suffer.

Our seasoned personal injury attorney in Houston will thoroughly evaluate your situation, consulting medical and financial experts to accurately assess your current and future needs. This detailed analysis ensures that your settlement comprehensively addresses all costs and losses.

How a Skilled Motorcycle Accident Attorney Can Help

Navigating a disputed insurance claim after a motorcycle accident can be daunting, especially when you’re recovering from severe injuries. Charles J. Argento & Associates and our dedicated team bring extensive experience in dealing with complex insurance claims, vigorously advocating for victims’ rights. By meticulously gathering evidence, aggressively negotiating, and preparing your case for trial if necessary, they strive to secure the maximum compensation possible.

Protect Your Rights—Contact Charles J. Argento Today

If you’re facing a disputed motorcycle accident insurance claim in Houston, don’t let insurance companies unfairly minimize your compensation. Call (713) 766-4479 or contact us online today for experienced, compassionate, assertive legal representation. We’re committed to ensuring your voice is heard and your rights are fully protected every step of the way.

Why Houston Motorcycle Accident Injuries Often Result in Disputed Insurance Claims