At Charles J. Argento, our Houston rideshare accident attorneys know that being involved in a crash with an Uber, Lyft, or other rideshare driver in Texas can lead to a lot of confusion about who is liable for the collision, and whose insurance will be paying for the damages.
Our Houston personal injury lawyer knows the answer is not as straightforward as it might seem. That is why we are here.
Like other traffic crashes caused by negligence, our rideshare accident attorneys will outline your unique case, investigate all angles of liability, and pursue the at-fault party — or combination of parties — for your full financial recovery. With our skilled Texas personal injury lawyer by your side, you never have to fear the unknown. You have legal rights and options to pursue the best outcome, and we want to help get you there faster.
Unfortunately, rideshare accidents happen the same way other Texas collisions occur, which is mostly due to negligent motorists.
Distracted driving is one of the most common causes of crashes on our Texas roadways. Not surprisingly, since a rideshare driver’s revenue depends on the use of his or her phone or another electronic device, distracted driving plays a major role in rideshare accidents.
Consider the fact that rideshare drivers only have 15 seconds to accept a rider request, and how that equates to their current driving position. Are they on the highway, scrambling to look down at their electronic device and hit accept? Are they searching for pick-up and drop-off points? Are they enlarging maps to better understand where they are going? Each of these practices is distracted driving, and these movements are causing significant numbers of rideshare accidents throughout Texas.
Our rideshare accident lawyer represents clients in Houston, throughout Texas, and across the country. Call 713-225-5050 for a free confidential consultation today.
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Whose Insurance Policy is Liable for Damages Caused During Texas Rideshare Accidents?
Since rideshare accidents, injuries, and fatalities can involve multiple parties, the timing of the collision — and the rideshare driver’s employment status — is a crucial factor in determining which insurance policy is liable for our clients’ financial recovery options.
Here is why:
When a Texas rideshare driver is not in “driver” mode — which means he or she is not logged on to the ridesharing app and physically working during the time of the collision — his or her personal car insurance coverage will be responsible for all claims arising from the crash.
In Texas, the minimum insurance coverage required by law is:
$30,000 for injuries per person.
$60,000 for injuries per accident.
$25,000 of coverage for property damage.
When Texas rideshare drivers are logged into the app but have yet to accept a rider, the rideshare company’s limited liability coverage may be liable for some of the crashes. This is a complex legal area, which will require the experience, resources, and skills of a Texas rideshare accident and injury law firm.
When Texas rideshare drivers are actively working — which means they have accepted a rider or have a passenger onboard — the rideshare company’s insurance coverage may be liable up to the $1 million coverage limit most carry. This, too, is a complex legal area, which will require the experience, resources, and skills of a Texas rideshare accident and injury law firm. We can help.
Contact Our Houston Rideshare Accident Attorney for Help Today
If you have been injured or lost a loved one in a rideshare vehicle collision caused by negligence in Texas — either as a rideshare driver, passenger, or another third party — contact our experienced auto accident attorney in Houston at Charles J. Argento today to schedule a free consultation by calling (713) 225-5050 or by contacting us online.
Our law firm does not get paid until we obtain a settlement or verdict for your unique case.
Charles J. Argento focuses his practice on serious personal injury, auto accidents, wrongful death, and product liability. With over 37 years of experience, he is known for aggressive representation and securing high-value results for injured clients across Texas. He has earned numerous prestigious awards, including Super Lawyer, AV-rated by Martindale-Hubbell for 22 consecutive years, and a 10/10 rating by Avvo.
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Frequently Asked Questions (FAQ) for Our Rideshare Accident Attorney in Houston
There is no single rideshare company that has the most accidents. Both Uber and Lyft, the two largest rideshare companies in the United States, have reported incidents of accidents involving their drivers. However, due to the lack of consistent reporting requirements and the fact that many accidents may go unreported, it’s difficult to determine which company has the most accidents.
To report a rideshare accident to the company, you should use the rideshare app to submit an accident report. You should also contact the company’s customer support to inform them of the accident.
Rideshare companies in Texas are required to provide liability coverage for their drivers, but the amount of coverage can vary depending on whether the driver is actively transporting a passenger or waiting for a ride request.
You may be able to recover damages for medical expenses, lost wages, pain and suffering, property damage, and other losses resulting from the accident.
If the rideshare driver was at fault for the accident, you may be able to pursue a claim against the driver’s insurance policy and the rideshare company’s insurance policy.
If another driver caused the accident while you were a passenger in a rideshare vehicle, you may be able to pursue a claim against the at-fault driver’s insurance policy.
If you were a rideshare driver and caused the accident, your liability insurance policy may cover the damages.
Yes, you may be able to sue the rideshare company for a rideshare accident, depending on the circumstances of the accident and the extent of your damages.
It’s recommended that you consult with an experienced personal injury attorney who has handled rideshare accident cases in the past. An attorney can advise you on your legal options, help you gather evidence, and negotiate with insurance companies on your behalf.
If the rideshare company denies your claim, you may need to pursue legal action to recover compensation for your damages.
If you were a rideshare passenger and not wearing a seatbelt at the time of the accident, your recovery may be reduced due to comparative negligence.
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