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When you’re injured in an accident anywhere in Texas, your focus should be recovery. However, navigating the complexities of personal injury claims often involves dealing with insurance companies—entities that may not always have your best interests at heart. At Charles J. Argento, our Houston personal injury lawyer has seen firsthand how these companies operate and what they don’t want you to know. Here, we explain.
Insurance Companies Are Businesses, Not Advocates
While their commercials may showcase compassion and reliability, insurance companies are for-profit entities. Their primary goal is to minimize payouts and protect their bottom line. Even if you are a policyholder, you may find their settlement offers far less than what you truly deserve.
They Rely on Quick Settlements
Insurance adjusters often approach victims quickly after an accident, offering a settlement that might seem reasonable at first glance. However, this initial amount rarely accounts for the full scope of your medical bills, lost wages, ongoing treatments, or pain and suffering. Accepting too soon can leave you financially vulnerable down the road.
Your Words Can Be Used Against You
It’s common for insurance adjusters to request statements from you. However, even casual remarks can be twisted to undermine your claim. For instance, saying “I feel fine” or downplaying your injuries could be used later as evidence to dispute the severity of your case.
They May Dispute Liability
One tactic insurance companies use is to argue over who was at fault in the accident. Texas operates under a modified comparative negligence system, meaning your compensation could be reduced—or eliminated—if you’re found partially or fully at fault. Insurance companies might exploit this rule to diminish your claim.
They Downplay Long-Term Damages
Injuries like traumatic brain injuries, spinal cord damage, or even psychological trauma can have lasting effects. Insurance companies may undervalue or ignore these long-term damages, offering settlements that only cover immediate medical expenses.
You Don’t Have to Face Them Alone
The good news? You’re not in this fight alone. Working with an experienced Houston personal injury attorney like Charles Argento ensures that your rights are protected every step of the way. From gathering evidence to negotiating with insurers, we make it our mission to secure the compensation you deserve.
How We Level the Playing Field
At Charles J. Argento & Associates, we understand insurance companies’ tactics to devalue claims. Our team conducts thorough investigations, consults with medical and financial experts, and builds strong cases to counter their strategies. Whether through negotiation or trial, we relentlessly pursue justice for our clients.
Contact Our Skilled Personal Injury Attorney Today for a Free Consultation
If you’ve been injured in an accident, don’t let insurance companies dictate your future. Contact Charles J. Argento & Associates today for a free consultation by calling (713) 766-4479 or online. We’ll help you understand your rights, assess your case, and fight for the compensation you deserve.