Can I Appeal a Denied Personal Injury Insurance Claim?

At Charles J. Argento, our Houston personal injury lawyer knows that when someone is hurt in an accident caused by negligence in Texas, typically, their first inclination is to get medical help. This is precisely what we would do. Your physical and emotional health and well-being are the priority, whether you have been hurt in a vehicle collision, workplace accident, or while using a defective product.

The next step is to seek help for your damages. This may include medical bills, lost wages, and out-of-pocket expenses that could have been prevented had the negligent party observed the duty of care they owed you.

When injury victims look to the liable party’s insurance company, or even their own, for the compensation they need to be made whole again, they often do so confidently. Indeed, the insurance company — whose sole purpose is to pay for damages after they occur — will do the right thing and pay the claim. Right?

Unfortunately, our Harris County personal injury attorney knows better. Insurance companies are in the business of collecting premiums — not paying claims. This means their representatives will do all they can to undervalue or deny claims — even when they know their policyholder caused the accident and injuries.

If you trusted the insurance company to honor your personal injury claim and its damages and were met with a denial, we can help you appeal.

How Can a Houston Personal Injury Attorney Help Appeal a Denied Insurance Claim?

Our experienced personal injury lawyer in Houston knows that it is common for injury victims to pursue an insurance claim on their own. No Texas law says they must partner with a personal injury attorney to seek these damages.

Unfortunately, insurance companies count on individuals to file a claim, then get frustrated with the process, eventually taking whatever the insurance company gives them or living with a denied claim. Not everyone has the resources, time, or energy to fight with their insurance representative. The insurance companies count on that, too.

If your personal injury insurance claim has only been met with resistance from the insurer — whether it is the negligent party’s provider or yours — our dedicated Harris County personal injury lawyers can help file an appeal that shows the insurance company we mean business.

We deeply understand insurance laws, regulations, and claim processes. We can assess the validity of your claim denial and provide expert advice on whether you have a strong case for appeal.

If so, we will:

• Review your denied claim, including the denial letter, policy documents, medical records, and any other relevant evidence, and identify any discrepancies, errors, or misunderstandings that led to the denial.
• Gather evidence to strengthen your claims, including supporting documentation, medical records, expert opinions, and other relevant information that may improve your chances of success on appeal.
• Develop a solid appeal strategy to present your case effectively, highlighting the key points that could lead to a reversal of the denial.
• Communicate with the insurance company on your behalf to help ensure that all necessary information is conveyed accurately and professionally, increasing the likelihood of a fair consideration of your appeal.
• Draft the necessary legal documents to proceed with the appeal, including a persuasive and formal request for reconsideration.
• Represent your best interests during the negotiation process to reach a fair settlement. If negotiations fail, and we believe the insurance company is not offering a just settlement, we will file a lawsuit against the insurance company to seek the compensation you deserve.

Contact Our Houston Personal Injury Attorney Today to Discuss Your Case

At Charles J. Argento, our experienced personal injury attorney in Houston can help develop your initial insurance claim or help with an appeal if you have already been denied the compensation you deserve. Contact us today to schedule a free consultation by calling (713)-225-5050 or contacting us online so that together, we can pursue justice by holding the negligent person or combination of parties liable for your full financial recovery.