According to NHTSA statistics, Houston has the most traffic fatalities in Texas. Being one of the biggest traffic centers in the nation, Texas accounts for nearly 4 million people and an additional 1.6 million people from the neighboring counties. The Texas Department of Transportation reports that every two minutes, someone sustains an injury as a result of a car accident.
Unfortunately, most of these auto accidents are as a result of negligence, being under the influence of drugs and alcohol, improper driver training, poor vision, and even fatigue.
If you have been involved in a car accident in Texas, you need to know what action you should take to make a claim for injuries or seek compensation for vehicle damage. We at the law firm of Charles J. Argento & Associates want to help you with your next steps, from how to make a claim for compensation to navigating the legal landscape with a personal injury lawsuit.
Texas Car Insurance Rules
Whether you are making a claim under your own policy or with the at-fault driver’s carrier, car insurance always comes into play after an accident. Here is a brief breakdown of Texas car insurance rules:
- Texas is a “fault” car insurance state. This means you are allowed to file a liability insurance claim or personal injury lawsuit against the other driver after a car accident.
- In Texas, the minimum car insurance coverage requirements for drivers: $30,000 for bodily injury per person, $60,000 for bodily injury per accident if two or more people are injured, and $25,000 for property damage per accident.
- Although it is advisable, Texas does not require drivers to carry uninsured or underinsured motorist coverage.
Damages Suffered as a Result of a Car Accident
Car accidents can significantly change someone’s life. As a victim of a car accident, you may be unable to walk due to paralysis, you may suffer from brain injuries or fatal internal injuries. Your non-fatal injuries may leave you unable to work as you did in the past.
Filling a Houston Car Accident Lawsuit
Before pursuing any car accident injury case, it is vital to seek medical treatment and to engage the services of a qualified personal injury lawyer. Never speak to an insurance company before consulting your lawyer, as insurance companies can use any information they gather against you in court.
At Charles J. Argento we know that filing your case as quickly as possible gives us the best opportunity to find good evidence and witnesses.
The Houston, Texas statute of limitations is two years for car accident victims. This means that if you wait until after 2 years to file a lawsuit, you may be prevented from suing.
Having dealt with car accident cases for over 27 years, our firm has a solid reputation in the legal community and insurance companies know that we mean business every time act on our clients’ behalf.
After filing your lawsuit with the Texas State Court or federal court, the defendants are given time to respond to your complaint.
Your complaint states the facts relating to your car accident, your injuries, and the claims you are making. It also includes the amount of money you are seeking compensation. Car accident cases can be either be settled in court or through or through a settlement out of court.
Charles J. Argento & Associates is Here to Help and Negotiate
Filing a claim with the courts and negotiating with car insurance companies can become overwhelming when you are still recovering from an accident. At the law firm of Charles J. Argento & Associates, we have experienced Houston auto accident attorneys who know how to handle settlement negotiations, how to anticipate and avoid obstacles, and how to best protect your rights at every stage in the case. Contact us today online or by calling toll free at (713) 225-5050. We speak both English and Spanish and look forward to helping you with your case.
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